Navigating the world of Social Security Disability benefits can be challenging—especially when misinformation is widespread. Misunderstandings about eligibility, application outcomes, and how much work or income is allowed often discourage people who are genuinely qualified from applying. At Brady & Kunz, we help clients across New Jersey, including those in Brick Township, understand the reality behind the process so they can make informed decisions. Below, we’ve outlined and debunked the most common Social Security Disability myths.
Myth #1: “You Can’t Work at All If You’re on SSD”
This is one of the most persistent SSD misconceptions. In truth, you can still work while receiving Social Security Disability Insurance (SSDI) benefits, as long as your income stays below the Substantial Gainful Activity (SGA) limit set annually by the Social Security Administration. The program is designed for individuals who cannot perform full-time work, but earning a limited income through part-time work is generally allowed.
Myth #2: “Only Permanent Disabilities Qualify”
You don’t need to prove your condition is permanent—just that it will last at least 12 months or result in death. Many clients in New Jersey mistakenly believe that SSDI is only for irreversible or lifelong conditions. In fact, many applicants suffering from conditions like cancer, severe injuries, or mental health disorders may qualify as long as their disability prevents them from working for 12 consecutive months or more.
Myth #3: “Everyone Gets Denied the First Time”
While it’s true that a large number of SSDI claims are denied initially, it’s simply not accurate to say that everyone is denied. Each case is different. Often, denials are due to incomplete documentation or missing medical records, not because the applicant doesn’t qualify. With legal assistance from a qualified NJ SSD attorney, many individuals can submit stronger appeals and receive the benefits they deserve.
Myth #4: “Mental Health Conditions Don’t Qualify”
This is another harmful myth. Mental health impairments, such as severe depression, anxiety disorders, bipolar disorder, and PTSD, are just as valid for SSDI claims as physical disabilities. The Social Security Administration includes many mental and cognitive conditions in its listing of impairments, and an experienced legal team can help ensure your case is properly presented.
Myth #5: “If I’m Denied, There’s No Point in Appealing”
Being denied initially doesn’t mean the end of your claim. In fact, many successful SSD cases are won at the reconsideration or hearing levels. You have the legal right to appeal, and this is where the help of a social security disability lawyer in Brick NJ can make a significant difference. The appeals process can be complex, but with strong legal support, your chances improve greatly.
Final Thoughts: Know the Truth, Protect Your Benefits
Don’t let Social Security Disability myths stop you from seeking the benefits you deserve. If you’re filing an SSD claim in Brick NJ or anywhere else in the state, it’s essential to base your decisions on facts—not misinformation. Whether you’re unsure about your eligibility or have been recently denied, the experienced team at Brady & Kunz is here to help.
To speak with a dedicated SSD attorney in Brick NJ, contact us today for a free consultation.
